Families in Fremont turn to Brumbaugh Law Firm for clear guidance through Medicaid planning, long-term care decisions, and asset protection when the stakes feel overwhelming.
In Ohio, the average cost of a semi-private nursing home room now exceeds $108,000 per year, a reality that can quickly drain a lifetime of savings without proper planning.
Since 2002, our elder law attorneys have helped families qualify for Medicaid while protecting their homes, savings, and independence at every stage of aging.
Clients often come to us feeling anxious and unsure of what comes next. As one client shared, “We were going to lose our house, cars, everything. After getting the Brumbaugh Law Firm on the job, we were able to keep our house and cars.”
That kind of outcome is possible when families get the right guidance at the right time. If you are worried about nursing home costs or Medicaid eligibility, you are not alone. A single conversation can bring clarity, relief, and a clear path forward.
What Is Medicaid Planning and Why It Matters in Fremont
Medicaid planning is the legal process of helping seniors qualify for Medicaid long-term care benefits without losing everything they have worked for. In Fremont and throughout Sandusky County, the cost of nursing homes and assisted living can quickly drain a lifetime of savings if planning is delayed.
Many families assume Medicaid will automatically cover care, only to discover strict income limits, asset caps, and a five-year lookback period that can trigger penalties. Without proper planning, a home, savings, or retirement funds may be at risk just when stability matters most.
By planning early, or even during a health crisis, families can protect key assets, reduce stress, and secure care options that preserve dignity and independence. With the right guidance, there is a clear and lawful path forward, and you do not have to figure it out on your own.
Our Medicaid Planning Services in Sandusky County
Our services include:
- Medicaid planning
- Medicaid crisis planning
- Asset protection planning
- Long-term care planning
- Trust and estate planning
- Medicaid Eligibility Review
- Property and Deed Transfers
- Spend-Down Strategies
- Income Planning
- Medicaid Application Assistance
- Financial Power of Attorney
- Health Care Power of Attorney
- Living Wills
- Advance Directives
Get Trusted Legal Support Today
For straightforward legal advice and representation, contact Brumbaugh Law. Call (419) 504-4674 to schedule your consultation.
Why Fremont Families Choose Brumbaugh Law for Medicaid Planning
Families in Fremont and across Sandusky County turn to Brumbaugh Law Firm because we make Medicaid planning clear, practical, and effective.
- Education first, always. We offer a Medicaid planning workshop for all interested family members, because informed decisions lead to better outcomes.
- Proven Medicaid experience. Decades of hands-on success in both pre-planning and crisis Medicaid cases for clients in Fremont, Sandusky County, and throughout northern Ohio, including Erie, Ottawa, and Lorain Counties.
- A holistic planning approach. We align the legal, financial, and care pieces under one plan, supported by our on-staff social worker.
- Transparent flat fees. You’ll know the cost upfront, no surprises..
- Lifetime support. Plans should evolve as life does. We’re here for ongoing updates and phone support whenever your situation changes.
How Medicaid Planning Protects Your Home and Savings
One of the biggest fears families share is losing their home or life savings to nursing home costs. Medicaid planning is designed to prevent that outcome when done correctly and at the right time.
Medicaid has strict limits on income and assets, but it also has clear rules that allow certain property to be protected. With proper planning, many families are able to preserve a primary residence, a vehicle, and savings while still qualifying for long-term care benefits. The key is understanding how Medicaid views assets and transfers.
Without guidance, families often make well-meaning mistakes, such as gifting assets or waiting too long to act, which can trigger penalties and delays in coverage. Thoughtful planning helps avoid these risks and creates a lawful path that balances care needs with financial security.
When families understand their options, fear is replaced with clarity. With the right plan in place, it is possible to secure care while protecting what matters most.
If you are worried about what Medicaid might take, a calm conversation can help you see what can still be protected.
When to Speak With a Medicaid Lawyer
You should consider speaking with a Medicaid lawyer if you are worried about nursing home costs, unsure whether a parent qualifies for Medicaid, or feeling overwhelmed by paperwork and deadlines. Getting clear answers early can prevent costly errors and unnecessary panic.
Many families wait until a crisis forces quick decisions. A sudden fall, a hospital stay, or a nursing home admission often leaves little time to understand Medicaid rules or protect assets. This is one of the most stressful moments families face, and it is also when mistakes are most likely to happen.
Speaking with a Medicaid lawyer early gives you more options. Planning ahead can help protect a home, avoid penalties tied to the Medicaid lookback period, and create a smoother path to care. Even if a loved one is already in a facility or about to be discharged, it is often not too late to take meaningful steps.
You do not need to have everything figured out before reaching out. A calm, educational conversation can help you understand where you stand and what steps make sense next.
About Brumbaugh Law Firm
Brumbaugh Law Firm has been helping Ohio families plan for aging, long-term care, and asset protection since 2002. Our focus is elder law and Medicaid planning, and our approach is simple, to educate first, guide with care, and protect what matters most.
We believe good planning starts with understanding. That is why we take the time to explain Medicaid rules, long-term care options, and legal strategies in plain language, without pressure or legal jargon. Families deserve to feel informed and confident, not rushed or confused.
Our work goes beyond paperwork. We consider medical needs, family dynamics, and future care realities when building a plan. This holistic approach helps families avoid crisis-driven decisions and feel secure knowing their plan is practical, complete, and actually implemented.
When families come to us, they are often carrying worry and uncertainty. Our role is to bring clarity, steady guidance, and peace of mind, so you can focus on your loved ones instead of the legal system.
What Clients Say About Us
“We were able to keep our house and cars.” — John W.
Many families come to us fearing they will lose everything to nursing home costs. John’s experience reflects how proper Medicaid planning can protect a home and essential assets, even when the situation feels urgent. With the right guidance, families can preserve what they have worked a lifetime to build.
“A huge burden off of our shoulders and our children’s plates.” — James & Linda T.
Planning is not just about finances. It is about reducing stress for the entire family. James and Linda’s words capture the relief families feel once they know there is a clear plan in place and their loved ones will not be left to navigate difficult decisions alone.
“He explained everything in a way we could understand.” — David H.
Medicaid and elder law can feel overwhelming. David’s review highlights the importance of clear, patient explanations. When families understand their options, they feel confident, empowered, and in control of what happens next.
Local Resources We Work With in Fremont
- Sandusky County Job and Family Services
- Ohio Department of Medicaid
- Sandusky County Office on Aging
- Fremont-area assisted living facilities
- Local nursing homes and long-term care facilities
- Sandusky County Probate Court
- Area hospitals and rehabilitation centers
Talk With a Medicaid Lawyer in Fremont
Medicaid planning does not have to feel overwhelming. With the right guidance, there is a clear path forward that protects your loved one’s care, your home, and your peace of mind.
If you are planning ahead or facing a sudden long-term care situation, Brumbaugh Law Firm is here to help you understand your options and make confident decisions. You do not need to have all the answers before reaching out.
A simple conversation can bring clarity and relief. When you are ready, we are ready to help.
