At Brumbaugh Law Firm, we design strategies to shield homes, savings, and small businesses from avoidable risks.
Our work includes irrevocable trusts, Medicaid planning, and funding guidance. Since 2002, families across Erie, Ottawa, and Lorain counties have relied on us to keep their assets protected from lawsuits, long-term care costs, and probate disputes.
Protecting what you’ve earned is about more than avoiding taxes. In Sandusky, the median home value is about $150,000, according to Zillow, making real estate the most exposed family asset.
Small businesses are also vulnerable, and with almost all Ohio businesses classified as “small” by the SBA, local owners often need LLCs or other structures to separate personal and business liability.
What Is Asset Protection and Why It Matters in Sandusky
Asset or wealth protection means structuring your property, accounts, and business interests so they are shielded from loss through court actions, long-term care costs, or creditor claims. Without planning, homes, savings, and even business assets may be exposed.
In Erie County, disputes involving estates, guardianships, or creditor claims are heard by the Erie County Probate Court at 323 Columbus Avenue in Sandusky. Families who lack trusts, LLCs, or funding strategies often face long and expensive proceedings there.
For local seniors, the risk often comes from long-term care. With the average private nursing home room in Ohio costing $108,405 per year in 2024, according to Genworth, even middle-class families can see savings wiped out. For small business owners, liability risks mean one lawsuit can threaten both personal and business assets.
Why Sandusky Families Choose Brumbaugh Law
- Education first. We believe peace of mind starts with understanding. Our “3 Secrets of Estate Planning” workshops empower families to make informed choices before a crisis hits.
- Clear explanations. We make asset protection understandable.
- Proven results. Families have preserved homes, vehicles, and savings through our strategies.
- Medicaid crisis protection. We step in when immediate nursing home costs put assets at risk.
- Holistic planning. Our approach includes trusts, deeds, Medicaid strategies, and business entities—not just paperwork in a binder.
- Trusted locally since 2002. Families and small business owners across Erie, Ottawa, and Lorain counties rely on us for lasting protection.
How We Help Families in Sandusky Protect Their Assets
Protecting what you’ve worked hard to build should not feel overwhelming. At Brumbaugh Law Firm, we guide families in Sandusky, Perkins Township, Huron, and Port Clinton through a clear process that shields wealth from unnecessary risk and allows for long-term security.
Step 1: Learn Before You Decide
We encourage families to begin with one of our local educational workshops. These sessions provide a straightforward look at strategies such as asset protection trusts, business entity formation, and creditor-shielding tools, so you can make informed decisions with confidence.
Step 2: One-on-One Asset Protection Review
When you’re ready, we schedule a private consultation tailored to your assets and goals. This is where we listen carefully to your concerns, whether it’s protecting real estate, protecting business interests, or shielding retirement savings. We explain your legal options.
Step 3: Tailoring the Right Protection Strategy
No two families are alike, and neither are their protection needs. Some clients want to secure a family home against future liabilities, while others prioritize protecting business or rental income. We provide practical, customized guidance so your strategy reflects your priorities.
Step 4: Putting the Strategy Into Action
Asset protection is only effective if executed properly. That’s why we go beyond advice, making sure deeds, titles, and accounts are structured correctly and that protective entities or trusts are fully implemented. When everything is in place, you gain the peace of mind that your assets are protected for the long term.
Our Asset Protection Services in Sandusky
- Asset protection trusts
- Business entity formation
- Real estate protection
- Retirement account strategies
- Insurance and risk management
- Medicaid Crisis Planning
- Medicaid and long-term care planning
- Small Business succession planning
- Tax-efficient wealth transfer

Get Trusted Legal Support Today
For straightforward legal advice and representation, contact Brumbaugh Law. Call (419) 504-4674 to schedule your consultation.
About Brumbaugh Law Firm
Since 2002, Brumbaugh Law Firm has helped families and business owners in Sandusky, Erie, Ottawa, and Lorain counties protect homes, savings, and assets from avoidable risks.
Our founder, Michael L. Brumbaugh is an attorney with decades of experience in estate and elder law. Alongside Pamela J. Brumbaugh, Licensed Social Worker and Director of Client Services, our team combines legal skill with practical guidance for real-world asset protection.
As John W. shared, “We were going to lose our house, cars, everything. After getting Brumbaugh Law Firm on the job, we were able to keep our house and cars.”
Can I Protect My Assets from Nursing Home Costs?
Yes. With the right planning, you can protect assets from being depleted by nursing home and long-term care costs. In Ohio, the average cost of a nursing home can exceed $100,000 per year, and without proper protection, a lifetime of savings can be quickly consumed.
Common strategies include:
- Medicaid planning trusts that remove assets from your name while preserving eligibility for benefits.
- Spousal protections that allow a healthy spouse to keep certain income and property.
- Proper titling of real estate to shield the family home in specific circumstances.
- Long-term care insurance as an added protection for future expenses.
Local Resources We Work With for Asset Protection
- Erie County Probate Court – 323 Columbus Avenue, Sandusky, where probate and guardianships are filed
- Erie County Recorder’s Office – Columbus Avenue, Sandusky, for deed filings and property transfers
- Firelands Regional Medical Center – 1111 Hayes Avenue, Sandusky, driving many long-term care planning needs
- Local rehab and skilled nursing centers – common settings for Medicaid and asset protection planning
- Ottawa County Probate Court – Port Clinton, serving families west of Sandusky
Protect Your Assets in Sandusky
Your home, savings, and business deserve more than luck. Since 2002, Brumbaugh Law Firm has helped Sandusky families put protections in place before crisis strikes.
Use our contact form below or visit our office on Columbus Avenue in Sandusky to schedule your asset protection consultation.


